Terms of Service - ColoradoRenters.com

Effective Date: November 25th, 2025

Welcome to ColoradoRenters.com (“the Website”). By accessing or using this Website, you agree to be bound by the following Terms of Service (“Terms”). If you do not agree to these Terms, please do not use the Website.

This Website is owned and operated by Apex Insurance Group, Inc., a licensed Colorado insurance agency.

1. Purpose of the Website

ColoradoRenters.com provides general insurance information and allows users to request insurance quotes.
Information submitted through this Website may be reviewed by licensed agents at Apex Insurance Group, Inc.

This Website does not issue insurance policies, bind coverage, or guarantee coverage availability.

2. No Guarantee of Insurance Coverage

Submitting a quote request does not:

• Bind coverage

• Guarantee acceptance by an insurance carrier

• Guarantee pricing or availability

• Replace underwriting review

All insurance quotes and policies are subject to the underwriting guidelines of individual carriers.

3. User Responsibilities

You agree to:

• Provide accurate, current, and complete information

• Not impersonate another individual

• Not submit false or misleading information

• Use the Website only for lawful purposes

Providing inaccurate information may result in incorrect quotes or ineligibility for coverage.

4. Intellectual Property

All content on ColoradoRenters.com—including text, graphics, logos, icons, and design elements—is owned by ColoradoRenters.com or its licensors and is protected under U.S. copyright and trademark law.

You may not reproduce, distribute, modify, or republish any content without prior written consent.

5. Third-Party Links

The Website may contain links to external websites or resources. These links are provided for convenience only.
We are not responsible for:

• The content on third-party websites

• Their privacy practices

• Any products or services offered by third parties

Your use of external websites is at your own risk.

6. Disclaimer of Warranties

ColoradoRenters.com and Apex Insurance Group, Inc. provide the Website “as is” without warranties of any kind, express or implied, including:

• Accuracy of information

• Completeness of content

• Suitability for a particular purpose

• Error-free or uninterrupted access

Insurance information provided on the Website is general in nature and may not reflect current carrier guidelines or state regulations.

7. Limitation of Liability

To the maximum extent permitted by law, ColoradoRenters.com and Apex Insurance Group, Inc. are not liable for any damages resulting from:

• Your use or inability to use the Website

• Errors or omissions in Website content

• Delays or failures in quotes or communications

• Interactions with third-party websites or services

This includes direct, indirect, incidental, consequential, and punitive damages.

8. Privacy

By using this Website, you acknowledge and agree to the terms of our Privacy Policy, which explains how personal information is collected, used, and protected.

You can review the full Privacy Policy at: Privacy Policy

9. Changes to These Terms

We may update these Terms of Service at any time. The updated version will be posted on this page with a revised Effective Date.

Your continued use of the Website after changes are posted constitutes acceptance of the updated Terms.

10. Governing Law

These Terms are governed by the laws of the State of Colorado, without regard to conflict-of-law principles.

Any disputes arising from your use of the Website shall be resolved exclusively in state or federal courts located in Colorado.